Business Description

ATD MONEY is India's top platform for payday loans, instant personal loans, and small retail loans. Although ATD MONEY is not a Non-Banking Financial Company (NBFC) and does not lend directly to customers, it operates as a cutting-edge technology platform. This platform facilitates loans from RBI-approved NBFC partners, adhering strictly to the terms and conditions agreed upon between the NBFCs and the customers, in line with RBI guidelines. One of the most appealing features of the ATD MONEY app is its ability to provide immediate loans ranging from Rs. 3,000 to Rs. 50,000. With the help of its NBFC partners, ATD MONEY ensures that cash is transferred to the borrower’s bank account in just 5 minutes, making it an ideal solution for those in urgent need of quick loans. First-time applicants can expect approval within 30 minutes, while existing customers enjoy an even faster process, receiving their funds within 10 minutes. This speedy service is facilitated through a unique customer identification system known as the "CRN ID," which remains valid for the customer's lifetime. The app is particularly beneficial for salaried individuals, as it offers salary loans to those with a minimum salary of Rs. 18,000 per month. By downloading the ATD MONEY app, these individuals can avail themselves of instant personal loans to cover unexpected expenses, medical emergencies, or other financial needs. Key features of ATD MONEY include the ability to obtain payday loans swiftly. The platform offers instant loans up to Rs. 50,000 with cash transfers to bank accounts taking only minutes. Borrowers can choose from a range of repayment tenures, spanning from 91 to 365 days, providing flexibility in managing their finances. Another significant advantage is that there are no prepayment charges, allowing customers to repay their loans early without incurring additional costs. Furthermore, interest is charged only on the amount transferred to the borrower’s account and for the actual days it is used, making it a cost-effective option for short-term financial needs. The app's interest rates are also competitive. For example, ATD MONEY provides advance salary loans at a rate of 0.067% per day, making it an affordable choice for those seeking short-term loans or mini loans. This interest rate structure ensures that borrowers only pay for the duration they use the funds, further enhancing the appeal of ATD MONEY’s offerings. ATD MONEY’s platform is designed to cater to a wide range of financial needs, making it a versatile tool for managing personal finances. Whether you need an instant loan to cover an emergency, a quick loan to bridge the gap until payday, or a short-term loan for unexpected expenses, ATD MONEY provides a reliable and efficient solution. In summary, ATD MONEY stands out as a premier app for those in need of immediate loans. Its seamless integration with RBI-approved NBFC partners, coupled with rapid approval and disbursement processes, makes it an invaluable resource for salaried individuals seeking quick, flexible, and affordable financial solutions. By offering a variety of loan options, including salary loans, instant loans, and mini loans, ATD MONEY ensures that customers can manage their financial needs with ease and confidence. Download the ATD MONEY app today and experience the convenience of obtaining a short-term loan in just minutes, all within the guidelines set by the RBI.

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