Business Description

Operating loans are short-term loans used to cover day-to-day farm expenses. They can be used for purchasing seeds, fertilizers, livestock feed, equipment maintenance, and other operational costs. These loans are usually repaid within a year and may have variable interest rates.Real estate loans, often referred to as farm mortgages, are long-term loans used to purchase land, buildings, or major farm assets. The repayment period can range from 5 to 30 years, and the interest rates can be fixed or variable. These loans are secured by the property itself, providing collateral to the lender.

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